Rate-and-Term Refinance
Refinance your home to lower your monthly payment!*
Explore a refinance to reduce your monthly mortgage payment, lower your interest rate, and save money over the life of your loan, giving you more financial flexibility and long-term savings.
Program Benefits
Lower your monthly payment by reducing your interest rate or adjusting your loan terms
No income verification options for investors
Cash-out options to access your home equity
Debt consolidation opportunities
No tax return options for self-employed
Did You Know?
FHA & Conventional programs, credit as low as 580+
Investors can refinance without proof of income, just the appraisal
You can refinance without a Social Security Number using a Tax ID Number
Business owners & self-employed can refinance without tax returns
You can refinance with no money out of pocket
01
Checkup
A 15-minute conversation
02
Diagnosis
Programs matched to you
03
Prescription
We handle the paperwork
04
Closing
Keys or savings, delivered
People Over Profit.
You can buy a home. We can help.
Doc values people over profit, even though the best things in life come with a fair price. Call to learn more about how these loan programs can help you qualify.
Call (917) 417-5189
Prefer email? kdocteur@unitedmortgage.com