Cash-Out Refinance

Unlock your home's value to get cash for any purpose!*

Whether it's lowering monthly payments, consolidating debt, funding home improvements, or achieving major financial goals, United Mortgage can help you find the right program for you.

Program Benefits

Consolidate high-interest debt into one manageable payment

Use your home's equity to fund home improvements or renovations

Lower your interest rate and access cash at the same time

Replace high-interest credit card debt with a lower-rate mortgage

Get cash from your home and lower your monthly payments

Did You Know?

FHA & Conventional programs, credit as low as 580+

Investors can refinance without proof of income, just the appraisal

You can refinance without a Social Security Number (ITIN programs)

Business owners & self-employed can refinance without tax returns (bank statement & P&L programs)

01 Checkup A 15-minute conversation

02 Diagnosis Programs matched to you

03 Prescription We handle the paperwork

04 Closing Keys or savings, delivered

Related programs

Rate-and-Term Refinance Lower your rate, adjust your terms, save. Learn more → Second Mortgage Up to $500,000 behind your current rate. Learn more → Reverse Mortgage For homeowners 62+, monthly payments optional. Learn more →

People Over Profit.

You can buy a home. We can help.

Doc values people over profit, even though the best things in life come with a fair price. Call to learn more about how these loan programs can help you qualify.

Call (917) 417-5189 Prefer email? kdocteur@unitedmortgage.com