DSCR Investor Loans
Investors can buy with no proof of income.*
Debt Service Coverage Ratio loans enable investors to purchase investment properties without need for proof of income or tax returns, as long as the projected rent covers some or all of the proposed mortgage payment.
Program Highlights
Loan amount up to $3 million
Max cash-in-hand $1 million, no limit for CLTV <55%
30 & 40 year fixed, and ARM options available
No income, no employment documentation
Up to 80% CLTV
Minimum FICO 620
Eligible for non-permanent residents and foreign nationals
Ownership of any property within the past 24 months
1-4 units, condotels allowed
Mixed-use and multi-family (5-8 units) allowed
Minimum borrower contribution is 20%
01
Checkup
A 15-minute conversation
02
Diagnosis
Programs matched to you
03
Prescription
We handle the paperwork
04
Closing
Keys or savings, delivered
People Over Profit.
You can buy a home. We can help.
Doc values people over profit, even though the best things in life come with a fair price. Call to learn more about how these loan programs can help you qualify.
Call (917) 417-5189
Prefer email? kdocteur@unitedmortgage.com