Pennsylvania: K-FIT
You can buy a home with no down payment out of pocket!*
The Keystone Forgivable in Ten Years Loan Program (K-FIT) is available for qualified homebuyers, to provide assistance toward down payment and/or closing costs. This program provides a second mortgage loan to help buyers supplement the costs of homeownership. Eligible borrowers may receive five percent (5%) of the lesser of the purchase price or appraised value with no maximum dollar limit in down payment and closing cost assistance.
Program Benefits
Up to 5% toward your down payment and closing costs
Forgiven after 10 years
10% forgiven each year
Eligibility Requirements
Minimum 600 FICO
Only used for minimum required down payment and/or closing costs
Cannot have liquid assets in excess of $50,000 after deducting funds needed for closing
01
Checkup
A 15-minute conversation
02
Diagnosis
Programs matched to you
03
Prescription
We handle the paperwork
04
Closing
Keys or savings, delivered
People Over Profit.
You can buy a home. We can help.
Doc values people over profit, even though the best things in life come with a fair price. Call to learn more about how these loan programs can help you qualify.
Call (917) 417-5189
Prefer email? kdocteur@unitedmortgage.com