ITIN Loans

You can buy a home with no social security card!

The ITIN Loan Program allows borrowers with an Individual Tax Identification Number to purchase a home in the United States. Qualify with no social security number, green card or work visa. Unlike traditional loans, our ITIN program allows the use of alternative income documentation, making it easier to qualify.

Qualifications

Up to a 55% DTI

12 months income history

Up to 85 LTV

Only 12 months of income history required, utilizing many different options

Alternative Income Documents

Profit and loss only

Bank statements (personal or business)

Seasoned assets

Traditional methods including W2s, paystubs & tax returns

Eligible Property Types

Single family

Multi-family

Second homes

Town homes

Condos

Investment properties

01 Checkup A 15-minute conversation

02 Diagnosis Programs matched to you

03 Prescription We handle the paperwork

04 Closing Keys or savings, delivered

Related programs

Bank Statement, P&L & VOE Loans Qualify with bank statements or a P&L. Learn more → DSCR Investor Loans Qualify on the property's rent, not your income. Learn more → First-Time Homebuyer Programs Minimal down payment, credit as low as 580+. Learn more →

People Over Profit.

You can buy a home. We can help.

Doc values people over profit, even though the best things in life come with a fair price. Call to learn more about how these loan programs can help you qualify.

Call (917) 417-5189 Prefer email? kdocteur@unitedmortgage.com