Home/Loan Programs/Down Payment Assistance

FHA DPA (48 States)

No down payment out of pocket, no first-time buyer requirement.*

Learn more about our FHA Down Payment Assistance program: down payment and closing cost help without a first-time homebuyer requirement.

Program Details

No first-time homebuyer requirement

600 minimum credit score

No income limits

FHA 1st lien = 96.5% LTV

DPA 2nd lien = 3.5% or 5.0% of purchase price or appraised value, lesser of the two

Ask about forgivable DPA

Funds can be used toward down payment and closing costs

Single family & 2 family residences

01 Checkup A 15-minute conversation

02 Diagnosis Programs matched to you

03 Prescription We handle the paperwork

04 Closing Keys or savings, delivered

Related programs

First-Time Homebuyer Programs Minimal down payment, credit as low as 580+. Learn more → New York: SONYMA DPAL Forgivable NY down payment assistance loan. Learn more → New Jersey: NJHMFA DPA Forgivable after 5 years, no interest, no payments. Learn more →

People Over Profit.

You can buy a home. We can help.

Doc values people over profit, even though the best things in life come with a fair price. Call to learn more about how these loan programs can help you qualify.

Call (917) 417-5189 Prefer email? kdocteur@unitedmortgage.com